If you are involved in a rideshare accident and your insurance company denies your claim, there are a few steps you can take to try and get the claim approved. First, review the terms of the policy to determine why your claim was denied. Then, gather evidence related to the accident such as the rideshare app’s logs, photos of the scene, and medical records. Next, you will want to contact a lawyer for legal representation. You can also lobby your state legislators to introduce legislation that would protect drivers in situations such as this one. Here’s more information on what to do in case your provider denies your claim.
Review your auto policy to determine whether you have rideshare coverage.
If you are a driver for a rideshare service, you may need to get additional protection with rideshare insurance. You never know what could happen on the road, and there may be some limitations if you don’t have the additional coverage as part of your policy. In some circumstances, you will need both a personal policy and a rideshare insurance policy. This will help ensure that you are protected in the event of an accident regardless of whether or not you were using your vehicle on the clock. Whether you’re delivering for Uber Eats or driving for Lyft, you should make sure that your insurer will reimburse you for any expenses in case of a collision.
Gather evidence related to the accident.
in order to get the financial compensation you deserve, you will need to gather evidence related to the accident such as the rideshare app’s logs, photos of the scene, and medical records. This evidence will help support your claim that you were not the negligent party during the accident. Gather photos of the scene, photos of the damages to both vehicles, photos of your injuries, any police reports or witness statements, receipts for medical treatment and/or property damage, and statements from the insurance provider. You will need all of this information when you consult with a legal professional.
Contact a lawyer for legal representation.
An insurance company may deny a claim if the driver was not using the app to provide rideshare services at the time of the accident. The provider may argue that the driver was not acting as a rideshare driver at the time it occurred. If this is the case, a lawyer can help you understand your rights and may be able to help you file a lawsuit. Since you’ve already gathered the necessary documents in the previous step, meeting with a lawyer will be effortless and easy. They can let you know whether or not you have a lawsuit on your hands.
Lobby your state legislators to introduce legislation that would protect drivers in situations such as this one.
Your best course of action may be to lobby your state legislators to introduce legislation that would protect drivers in situations such as this one. In the meantime, you may want to consider speaking with several different attorneys who specialize in rideshare accidents in order to get a better understanding of your rights and options. Helping change laws to protect drivers is a great way to ensure that nothing like this ever needs to happen in the future.
Rideshare driving can be a great way to make extra money, but when it comes to insurance claims, things can get tricky. If you’re involved in an accident while driving for a rideshare company like Uber or Lyft, your personal insurance policy might not cover you. That’s because most personal policies only cover drivers when they’re using their car for personal reasons and not for commercial purposes. That’s why getting rideshare coverage is an essential step. Know what’s covered by your insurer and remember that it’s best to err on the side of caution.